In April 2022, I closed the door on my career as a U.S. government employee. My children had grown up and moved out. For the first time in decades, I had the freedom to choose what came next. I wasn’t looking for luxury—I was looking for warmth, simplicity, and a sense of belonging. That’s when I found Albania.

Why Albania? A Rising Star for American Expats

Albania isn’t yet on the mainstream radar for many Americans but it should be. Nestled between Greece and Montenegro, this Balkan gem offers a Mediterranean lifestyle without the Mediterranean price tag. And for Americans, the deal is even sweeter: you can stay for up to 12 months visa-free, one of the most generous policies in Europe.

However, it wasn’t just the visa policy that drew me in. It was the people. From the moment I arrived, I felt genuinely welcomed. Albanians are warm, curious, and incredibly hospitable. I wasn’t just another tourist, I was a neighbor, a friend, a part of the community.

My Journey Through Albania: City by City

After initially settling in Tirana, I explored much of the country. Each city offered something unique and each helped me understand what I truly wanted in my next chapter.

Sarandë: Coastal Beauty with a Tourist Pulse

While, I lived in Sarandë, a sun-drenched town on the Ionian coast, for nearly a year, it didn’t end up being my home. The beaches are stunning, and the sunsets unforgettable. But during peak tourist season, the crowds and construction made it feel more like a vacation spot than a long-term home.

Vlora: Where Two Seas Meet

Vlora was next. It’s where the Adriatic and Ionian Seas converge, and the views are spectacular. I loved the seaside promenade and fresh seafood, but it felt a bit too quiet in the off-season for my taste.

Shkodra: Northern Charm and Culture

Shkodra surprised me with its rich history, cycling culture, and proximity to the Albanian Alps. It’s a great fit for those who love nature and tradition, but it’s less international than the southern cities.

Durrës: Beachside Living Close to the Capital

Durrës had its charm—Roman ruins, beachfront cafes, and easy access to Tirana. However, it felt a bit too industrial and a bit far from the culture of Tirana for me.

Why I Chose Tirana

After all that, Tirana just felt right. It’s vibrant, walkable, and full of life. The café culture, growing expat scene, and access to everything—from co-working spaces to international flights—made it the perfect fit. Tirana offers a balance of modern amenities and authentic Albanian culture that’s hard to beat.

Living Well on a Modest Budget

One of the biggest surprises - How affordable life is here! Even in Tirana, the most expensive city in Albania, I live comfortably on my modest retirement. Here’s a quick snapshot of typical monthly costs:

Rent (1BR in Tirana): $500–$700
Utilities: $30–$60
Groceries : $150–$250
Dining Out: $4–$15 per meal
Healthcare: Very Affordable

And the best part? Albania doesn’t tax foreign pensions.

Visa-Free Simplicity and Easy Residency

Unlike most European countries that limit Americans to 90 days, Albania offers a full 12-month visa-free stay. And if you fall in love with the country like I did, the residency process is refreshingly straightforward.

Why More Americans Are Choosing Albania

Here’s why Albania is becoming a top choice for U.S. retirees and expats:

Low cost of living: Stretch your retirement income further
Mild Mediterranean climate: Hot, dry summers and mild winters
Rich cultural heritage: Ancient ruins, Ottoman architecture, and vibrant festivals
Accessible healthcare: Affordable and improving, especially in major cities
Strategic location: Easy travel to Italy, Greece, and the rest of Europe
Warm, welcoming locals: Albanians are known for their hospitality

Where Should You Live? A Quick City Guide

Ultimately, the best place for you is the one that feels right and meets your needs once you arrive in Albania. If you choose to take advantage of the one-year visa-free stay, you can leave the country for three months to reset your visa and then return for another year. This flexible option allows you to explore different cities at your own pace—and it’s exactly what many Americans choose to do. However, a quick city guide may help you decide:

City Vibe Best For

Tirana Urban, energetic Expats, digital nomads, families

Sarandë Coastal, touristy Beach lovers, summer residents

Vlora Scenic, relaxed Retirees, nature lovers

Shkodra Cultural, traditional Adventurers, history buffs

Durrës Beachy, close to Tirana Commuters, part-time expats

Berat Historic, picturesque Artists, slow travelers

Gjirokastër UNESCO charm, mountain views Culture seekers, writers

Ready for Your Next Chapter?

If you’re an American retiree or expat looking for a place that’s affordable, welcoming, and full of life, I can’t recommend Albania enough. It’s not just a destination—it’s a second chance at a life well-lived.